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Likewise, Fidelity Contrafund (FCNTX) has been run by manager Will Danoff for more than 20 years, using the same investment process to identify growth-oriented securities like top holdings Apple ( Nasdaq: AAPL ) and Google ( Nasdaq: GOOG ). Over the past 15 years, the fund has returned 8.8% on an annualized basis, compared with a 5.9% gain for the S&P 500 Index. That's better than 94% of its large-growth competition. Contrafund has performed well in both bull and bear markets over the past two decades and comes with a 0.92% price tag, still well below average for large-cap growth funds. Sameday Loans In Pocket Research done by the Clemson University Department of Economics concluded that payday lending does not lead to increased bankruptcy rates. A payday loan will not lead you into bankruptcy.