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The Questions You Need to Answer Once you're ready to make your request, ask the financial institution for the documentation it requires. Then, be prepared to answer the questions, in depth, on the right side of the chart. Once you're ready to make your request, ask the financial institution for the documentation it requires. Then, be prepared to answer the questions, in depth, for each of the categories listed below. [link widoczny dla zalogowanych] Credit problems can erupt at any time without any prompting. If you are searching for personal loans with bad credit, you will think that perhaps it might be difficult. To get through personal loans process easily with bad credit can be overwhelming for some people. For them no credit check personal loans are offered. Payday loans are normally due within 14 days of taking out the loan. You are given a choice to either visit the office to pick up the check you wrote and pay the loan off or allow the payday loan office to submit the check you wrote to your bank for payment.