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If friends and family wonât hand over their own money, they might still be able to help. If they have good credit. they can help you qualify for a loan as co-signers. As you look at the automated ads that surround this article, keep in mind that the Consumer Federation of America (CFA) has long advised consumers to exercise extreme caution when using Internet payday loan sites, where loans due by the next payday, can cost up to $30 per $100 borrowed and borrowers typically face annual interest rates (APRs) of 650%. Get the Money You Need Quickly
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- You have to be 18 years of age or older. To prevent unreasonable and excessive rates of interest, some jurisdictions limit the annual percentage rate (APR) that payday lenders can charge. The APR is typically substantially higher than credit cards since payday loans often carry substantial risk to the lender, with an average loan default rate of 10-20%. Knowing the financial providers willing to lend