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Forget the embarrassment associated with loan requests Federal Direct Unsubsidized Loans are available to all undergraduate and graduate students regardless of financial need. The student’s college of choice determines possible loan amounts according to total cost of attendance less any other financial aid already received. Students who receive a Federal Direct Unsubsidized Student Loan will be responsible for all accruing interest in addition to the loan principal. Federal unsubsidized loans also offer students a grace period during which repayments may be postponed, but students should be aware that they will be responsible for all accruing interest during this deferment period. Current interest rates on Federal Direct Unsubsidized Loans are calculated at 7.6%. Do you just need a small advance against your pay to tide you over?


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