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More from Kiplinger.com: [link widoczny dla zalogowanych] When borrowing, always check whether the lender has a credit licence. But don't rely on that alone. Most consumer credit licences only cost Đ1,000 to get, so they don't necessarily guarantee a legitimate business with wholesome practices. Google the company as well, and do whatever else it takes to find everything you can about it. A: Yes you can find loans that do not require a cosigner. In fact there are many firms that do not require a candidate to have a cosigner. In order to get a loan from such private lenders you will need to have a good credit history reflected through your credit card records and previous loans.
Letâs dig deeper into the numbers to find our answer. According to the Consumer Federation of America, a consumer watchdog group, a typical payday loan company charges you $17.50 for each $100 you borrow. At first glance, that doesnât seem egregious – after all, that equates to an interest rate of 17.5% which is lower than some credit cards. [link widoczny dla zalogowanych] The client is required to have a current US bank account.
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