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Beware the rollover – it's only a lottery win for lenders No Income Verification Mortgages. Especially for Bad Applicants The Questions You Need to Answer Once you're ready to make your request, ask the financial institution for the documentation it requires. Then, be prepared to answer the questions, in depth, on the right side of the chart. Once you're ready to make your request, ask the financial institution for the documentation it requires. Then, be prepared to answer the questions, in depth, for each of the categories listed below. 
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