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That represents a whopping 140% interest over the 8 terms! In terms of APR, this ends up equating to about 455%. Yowza! Compared to other forms of short-term borrowing, that is abominably high. Even a credit card with insanely high interest rates has an APR of no more than 40%. This chart (w/ data from the CFA) shows expected interest rates for four types of short-term loans: Use your rights to cancel recurring payments if that happens. These doubtful finance times hide wonderful openings and having the financing available to exploit them is vital to your fiscal well being. Taking loans for blemished credit before you need the money protects you for when you do need a personal loan with no credit check by already being pre-approved. As the old saying goes, 'readiness is all'. Presidentâs Day
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Source: J.D. Power and Associates 2012 U.S. Primary Mortgage Origination Satisfaction Study SM Low Interest Rate Grants and Scholarships Require No Credit Check
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