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Do you need cash for an unexpected expense? How to Make Money With Mutual Funds A: If you need a loan for your higher studies but do not want a cosigner involved then you can apply for federal loans. The process to apply for it is simple, all you have to do is fill the FAFSA form online. The loan criterion is on financial need basis or on your academic performance. For private loans a cosigner is only not required if you have a very strong credit record. Bad Credit Loans for $5000
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