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gurubest
Wysłany: Śro 14:48, 02 Wrz 2015
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Here's how the scam allegedly played out: The online payday lenders required borrowers to provide bank account information so they could deposit the borrowed funds electronically and withdraw the repayment amount from the account later. The lenders claimed that the repayment amount would be the amount borrowed plus a one-time finance fee, and that this amount would be withdrawn on a particular date. Instead, the lenders made multiple withdrawals from the borrowers' bank accounts and assessed a new finance fee each time. The result of this scheme? The borrowers paid much more than the stated cost of their loans.
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The last day to apply for a Fall semester short-term loan is Thursday, December 18 by 9:00 a.m. There are no short-term loans available during winter break. The first day to apply for a short-term loan for Spring 2014 is January 20.
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Loan amount typically ranges from $150 to several thousand dollars. Principal, interest and other finance charges (fees, credit insurance premiums) are repaid in fixed monthly installmentsâtypically over six months to a couple of years.
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The reason for this is that private lenders treat student loans in much the same way they treat other commercial loans. So in order to counter the higher risk associated with a loan to student who has a bad credit history, financial institutions charge higher interest on these loans. ¡ Kathleen D. â paid off her last student loan
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