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How Older Adults Pay For Numerology Research money shop personal loans Dow Jones: The Dow Jones branded indices are proprietary to and are calculated, distributed and marketed by DJI Opco, a subsidiary of S&P Dow Jones Indices LLC and have been licensed for use to S&P Opco, LLC and CNN. Standard & Poor's and S&P are registered trademarks of Standard & Poorâs Financial Services LLC and Dow Jones is a registered trademark of Dow Jones Trademark Holdings LLC. All content of the Dow Jones branded indices © S&P Dow Jones Indices LLC 2015 and/or its affiliates. When you apply for an online payday loan via INeedLoanInfo.com, your application will be sent out to multiple lenders who will review your application and, typically within 3-5 minutes, approve or decline you. While being declined is a possibility . statistically speaking, if you can prove employment, are over 18 years old, and a legal United States citizen, chances are you're good to go.