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Have a Social Security Number It is Easier than Ever to get the Cash Advance You Need What are my payment options? The federal Perkins loan program is a federally funded student loan. It is a low-interest loan for students with financial need. Students who demonstrate an exceptional need for financial assistance are eligible for this loan. All that is needed to apply for this loan is a completed FAFSA form. This is available online and is free of cost. Just head to www.fafsa.ed.gov .
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