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A federal court has granted the FTC an order for contempt in the matter of Suntasia Marketing, Inc. a company previously involved in a telemarketing scheme that bilked consumers out of millions of dollars. This time around, the scammers took advantage of people looking for online payday loans by tricking them into completing an online application. The catch? The website and application were a pretense â an attempt to get peopleâs bank account information. Once the company had their account numbers, they enrolled unaware consumers in an ongoing membership program for an online mall.Â But because the terms of the program were obscure and buried deep in the website, there was no way for the consumers to know. And the company took their silence and failure to cancel as acceptance and permission to regularly debit money from their accounts on a regular basis. I sent the credit union a check from my Capital One 360 checking account and it took almost two weeks for them to get it and process it. I then got a letter from the credit union stating that the loan was paid off. Then, the underwriters needed to see where the money to pay off the loan came from. So I needed to re-send the bank statements and such so that they could get confidence I had actually paid off the debt myself. Customer-focused service rarely found in retail establishments Car Equity Loans in the Sacramento, Roseville area
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Of course, it is important to keep in mind that since this is a loan, a failure to repay can hurt your credit as lenders will be required to report your nonpayment to the major credit bureaus. If you feel you may not be able to repay your loan on time then contact your lender immediately. Your lender will do their best to help you get your loan repaid. â˘ It is a trouble free opportunity because it doesnât involve any credit check and no documentation is required. Only 38 sites disclosed the annual interest rates for loans prior to customers completing the application process, while 57 sites quoted the finance charge. The most frequently posted APR was 652%, followed by 780%.
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